Upgrade today.
Pay over time.
Get your next smartphone, tablet, headphones or other accessories through Razorpay’s Device Leasing Program, powered by Tortoise.
*Savings depend on your income tax slab and salary structure.
Save up to 30%*
Enjoy tax savings based on your income tax slab with salary deductions.
6 to 12 month plan
No large upfront payment. Simply spread the cost over 6 or 12 monthly deductions.
Insurance included
Comprehensive protection against accidental damage, liquid damage and theft.
Delivered to you
Choose your device. Complete your application. We’ll handle the rest.
How much can you save?
Your savings depend on your income tax slab.
Please confirm your applicable tax slab with your HR team.
Illustrative calculation. Actual figures depend on your salary structure, applicable tax slab, and lease terms.
{{ bSac }} salary sacrifice − {{ bTax }} tax savings + {{ bBuy }} buyback to own it
How it works
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1
Choose your devicesChoose from a curated range of brands on the Tortoise benefits app
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2
Place your requestPlace your device request and it will be reviewed and approved by your HR.
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3
Get it deliveredOnce approved your device will delivered to your provided address.
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4
Gets paid from pre-tax salaryOnce delivered, monthly deductions will begin from your pre-tax salary for your selected tenure.
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5
Own it with ₹1After all the deductions the device is yours forever in ₹1
Everything is included
Why lease instead of buying?
Top brands. Premium devices.
Insurance that has you covered
Comprehensive protection for complete peace of mind.
Covered
- Accidental damage
- Liquid damage
- Theft
- Mechanical breakdown (manufacturer warranty)
Not covered
- Normal wear & tear
- Intentional damage
- Unauthorised repairs
- Loss due to negligence
Join us this month
Live webinar
24 July- How device leasing works
- Tax savings
- Insurance coverage
- Application process
- Live Q&A
Experience booth
28 JulyVisit the Tortoise Experience Desk to:
- Explore devices
- Compare models
- Understand pricing
- Get your questions answered
- Apply on the spot
Frequently asked questions
Your next device is closer than you think.
Premium devices. Monthly payments. Insurance included. Tax savings up to 30%*.
*Savings depend on your income tax slab and salary structure.